Need to Sell a House ?  You're in the right place.  We buy houses

Home Seller Information
First Name *	Last Name *
Home Phone *	Work Phone
Email*

Information on the Property That You're Selling
Property Address *
City *	County
State/Prov *	ZIP/Postal *

Estimated Home Value * $	Approximate Sq. Ft. * 600 - 800 800 - 1,000 1,000 - 1,200 1,200 - 1,400 1,400 - 1,600 1,600 - 1,800 1,800 - 2,000 2,000 - 2,500 2,500 - 3,000 3,000 - 4,000 4,000 - 5,000 5,000 - 6,000 6,000 - 8,000 8,000 - 10,000 10,000+
Number of Bedrooms * 1 2 3 4 5 6 7 8+	Number of Bathrooms * 1 1.5 2 2.5 3 3.5 4 5+

Can I stop foreclosure by selling my house?

In most cases, yes, selling your home will allow you to avoid foreclosure and protect your credit. Read our article Stop Foreclosure for more details.

What is the cost of your service?

Eagle Empire Mortgage service is absolutely free. We buy houses without any fees to the seller. You'll never pay anything for an offer from our home buyers, and there's absolutely no obligation to accept the offer.

How fast can you buy my house?

Filling out the home information form takes less than 2 minutes, and it is transmitted to one of the home buyers in your area instantly. They will contact you in less than one business day in many cases, and if it is suitable for both parties, you can usually close in 10 days or less.

What do you do with my information?

To help you sell a house as fast as possible, we send your information to one of the home buyers in your area and to a real estate agent who has been specially selected for their ability to sell homes fast. That's it.

We never provide your information to anyone else or solicit you ourselves. The only email you'll get from us is a follow-up to see how everything went and what you thought about the home buyer and agent services.

What is Foreclosure?

In most states, when you buy a home there are actually two parties on the buying side: you (the mortgagor) and the lender (the mortgagee). You own the home, but the mortgagee holds a lien on the property for as long as the mortgage has an outstanding balance. The lien gives the lender the right to assume ownership of the property should you fall behind on payments. That process by which the lender assumes ownership is called foreclosure.

All other states use a deed of trust, which serves the same purpose as a mortgage but actually involves three parties: you (the trustor), the lender (the beneficiary), and a third party (the trustee) who holds the temporary title on the home until the full balance is paid. In these states, the foreclosure process involves the trustee selling your home when you become delinquent.

A key difference between mortgages and deeds of trust is in the foreclosure process. With a mortgage, the lender must go through the court system to foreclose on your home. Not so with a deed of trust. The trustee must first fulfill certain requirements, but is then free to sell your home without going through the court system, leading to a much faster foreclosure.

How to Stop Foreclosure

Contact the Lender

Absolutely the first step to avoid foreclosure is to contact the lender and let them know your situation. In many cases, they can work with you to temporarily modify payment terms until your situation is resolved.

Never, ever ignore late notices, letters or calls from your lender. They would much prefer to work together with you to resolve the situation, but will not hesitate to begin foreclosure proceedings if it appears that you are unwilling to work with them to avoid foreclosure.

Redo Your Mortgage

If you're still current on your payments, or not too far behind, refinancing may be a viable option for you. Refinancing will pay off your current mortgage and in many cases lower your monthly payment at the same time. It can be the most straightforward method to avoid foreclosure.

Sell Your House

This may be the toughest route to stopping foreclosure, particularly if you still need somewhere to live, but it may be the only way to stay out of trouble and prevent a black mark from appearing on your credit record. If you need to sell fast, there are home buyers in your area who will allow you to do that. They can close in 10 days or less, or on whatever timetable fits your schedule, and allow you to walk away with cash at closing.

Protecting Your Credit

Ultimately, protecting your credit must be your number one goal. Your credit report will be with you for the rest of your life, and having a foreclosure noted on it will cause problems for many, many years down the road — problems that only time will erase. Take steps now to keep that from happening. It may be difficult in the short-term, but the long-term results far outweigh the alternative.

Refinancing

Often, the best solution to money woes is simply refinancing your current mortgage. Refinacing lets you consolidate your monthly payments and reduce your monthly payments at the same time. The best part is, it's absolutely free to get no obligation quotes on what refinancing can do for you.

We've compiled a list of some of the web's best sources for refinancing. It's fast and easy to get excellent, no-obligation quotes from their best lenders, and all of them offer refinancing for bad- and less-than-perfect credit situations.